instant decision credit cards
Instant Decision Credit Cards
Instant decision is not guaranteed in these credit cards, but an instant response regarding the approval decision will be provided within 60 seconds of completing an online application, so you can have an instant response now!
Be advised that in order to receive an instant decision online, is much more easier if you have good to excellent credit.
Upside Visa® Prepaid Card
- The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
AccountNow

•Instant Guaranteed Approval* – no credit check, no security deposit
•$0 ACTIVATION FEE – when you load your card by direct deposit
•Free Direct Deposit – no more check cashing fees
•Free Online Bill Pay – no need for expensive money orders
•Free Credit Builder* – bill pay transactions are reported to PRBC®
•No Overdraft Fees – no minimum balance required
•Advance loan option, no credit check needed.*
•Reloadable – $10,000 balance limit