Best rewards credit cards in descending order:
Blue Cash from American Express
www.americanexpress.com
Balance transfers: 4.99% for life Purchases:
13.24% to18.24% After $6,500 spent in year, 5% back at supermarkets, gas stations, and drugstores; 1.5% all else.
Capital One No Hassle Cash Rewards
www.capitalone.com
13.88% to 16.88% 1% back plus 25% bonus at year-end.
Chase Freedom
www.chase.com
14.24% to 23.24% Can choose between cash back and points. When reward reaches $200, you’ll get an extra $50 back.
Citi Dividend Platinum Select
www.citicards.com
Balance transfers: 0% for 12 months Purchases: 12.74% to 17.74% 2% back at supermarkets, drugstores, gas stations, and utilities; 1% all else. Maximum annual rebates: $300.
Citi Professional
www.citicards.com
14.24% 10,000 points on sign-up. 3 points/$1 spent at restaurants, gas stations, office-supply stores, auto rentals; 1 point/$1 all else. Limit 100,000 points/year.
Discover More Card
www.discovercard.com
10.99% to 17.99% 5% back in designated categories, like home or apparel, which change 4 times/year. 5% through shopping site; up to 1% all else.
First National Bank Omaha Gas Rewards
www.firstnational.com
Balance transfers: 1.9% for 15 months Purchases: 9.99% to 13.99% First 3 months, 5% back on gas, 3% thereafter; 1% all else.